Arizona Gov. Jan Brewer signed legislation last week that allows motorists to show proof of insurance on their Smartphone’s.
Arizona is the second state in the country to approve this sort of legislation, which was pioneered by Idaho.
“Policymakers are recognizing how technology is altering everyday life and they are starting to adapt public policies to keep up,” said Alex Hageli, director of Property Casualty Insurers Association of America . “A number of carriers already offer this option, and we are hopeful this change in the law will substantially cut down on the issuance of erroneous tickets.”
It is always important to make sure you have a sufficient amount of insurance coverage whether you are a car, truck, van, suv, or motorcycle rider. Having the ability to check your policy as well as make changes via your Smartphone has been going on for quite sometime and now it makes it even easier to make sure you have the right coverage on your vehicle more than ever before.
Arizona law requires that drivers be insured. You are insured, but what about the other guy? What happens if he/she causes a collision, but is not insured?
First, the driver who is responsible for a collision is still liable for all damages that result—even if they do not have insurance. But, can you collect? What measures do you have to take to do so? Do you have to sue the responsible party for your damages? What if the other party cannot pay? Is it worth it? If you have insurance, will it cover you? If you have been in an Arizona personal injury accident and the other driver does not have significant assets, what are your options? Talk to an experienced Arizona personal injury attorney today to get answers to these questions, as well as any others you may have.
Arizona insurance laws recognize that in an Arizona personal injury accident, the at-fault driver may not have insurance. There are two types of insurance that insurance carriers are required to offer you that may cover you, if the at-fault other driver either has no insurance or does not have adequate insurance. These two types of insurance are “Uninsured” and “Underinsured” motorist coverage. Uninsured will cover you for bodily injury damages for an Arizona personal injury accident in which the other driver does not have insurance. Underinsured insurance covers for bodily injury damages for person who is injured by the fault of a driver who does not have enough insurance to cover all of the damages.
What do you think about the change of showing proof of insurance via your Smartphone? Is this a good move or a bad one? (Source)