How To Combat Insurance Adjuster Tactics When You are Injured in a Wreck
Be wary of contact with an insurance adjuster after a collision. The adjuster will act like your friend and assure you that the company wants to fairly compensate you for your injuries and damages.
However, after acting all nice and friendly, the adjuster will likely manipulate your conversations only to use the information you freely volunteered against you.
This may take the form of getting you to downplay the severity of the collision, fault for the collision, severity of your injuries, impact on your activities, etc. They may offer you a quick settlement, which may sound good to you because you might not feel pain until a few days post-collision.
Adjusters often offer to reimburse you for medical insurance co-pays or deductibles, when they are really responsible for paying your billed medical charges.
These are just a few examples of tactics being used by adjusters. There are countless others that you need to be aware of. But with so many tactics, how can you keep track of them all? How do you know what you should say and shouldn't say after a wreck?
The best way to combat an adjuster’s tactics: consult and preferably retain an attorney before speaking to the adjuster. Having an attorney will not only protect your rights after being involved in any kind of personal injury claim, but they also deal with the adjusters on your behalf so you don't have to.