A passenger in an accident can absolutely file a personal injury claim. Actually, a passenger often has an easier case because the passenger cannot be blamed at all for the accident—unlike the drivers involved. If the driver who was driving the vehicle is at fault, a passenger has the legal right to proceed against that insurance policy. If the other driver is found to be at fault, a passenger can pursue a claim against that driver’s insurance coverage.
A passenger’s injury claim often proceeds like a normal claim. A passenger is entitled to the full payment of all their medical expenses, pain and suffering and any other losses. Further, if there is not enough coverage from the at-fault driver’s liability policy, the passenger may have multiple options to bring an underinsured motorist claim (“UIM”). But be careful: As a passenger, you may be experiencing more than one insurance company hounding you for information and looking for ways to dispute your claim. It is important that you have the right Phoenix personal injury lawyer to protect your interests and make you receive everything to which you are entitled.