There are many misconceptions about personal injury claims. Discussing your case with an attorney (one who provides a free consultation) will help ease many of these misconceptions and give you a greater understanding of your case going forward. Here are just a few examples of common misconceptions:
Myth #1: Attorneys are expensive. False. Most attorneys in personal injury cases will provide a free initial consultation. If the right attorney decides to take your personal injury case, he will work on what is called a “contingency fee”, meaning there is no money due up front and the attorney’s fee is a percentage of what you recover. If you do not recover, you do not owe your attorney anything.
Myth #2: Lawsuits are only filed by greedy people who want money. Absolutely false. This is what insurance companies want you and everyone to believe. This is how they try to control the amount they have to pay, and how they try to control the lawsuit process and juries should the case go to trial. It is 1000% false.
In many instances, your claim will settle without having to file a lawsuit. However, the legal process was created and exists to protect and help people who have been wronged. Are you concerned about asking an insurance company to pay for your injuries and damages? But, that is EXACTLY the reason that insurance companies exist. When you sue the negligent driver, his name is on the lawsuit, but his insurance company is the one that will pay for your damages. Ideally, avoiding litigation may be the less stressful route but that is just not always possible unless you are simply willing to accept the last, lowball, unfair (or even absurd) offer made by the insurance company. Having an experienced Phoenix personal injury attorney guide you through this process and making sure that you receive every penny you deserve, is not only beneficial, it is your right as an American citizen.
Myth #3: I can just hire an attorney later if there are problems. This is true, but also, a very dangerous way to proceed. The opposing insurance company is looking for ways to reduce your claim, often beginning from the very first phone call you make. You can seriously harm your claim by speaking with the insurance company on your own. What should you say? More importantly, what should you not say? Do you know? If the harmful information is given, even though innocently by you, the damage that is done often cannot be undone. An experienced attorney knows the ways that insurance companies are looking to reduce your claim and can protect you and make sure that your claim receives its maximum value. Hiring an attorney later is something you can do, but if the damage is already done, there may be little we can do for you or your case.
There are many other misconceptions about personal injury claims. Many of these misconceptions are created by the insurance companies themselves. An experienced Phoenix personal injury lawyer can answer the questions you have, overcome the objections of the insurance company and ensure that your case proceeds smoothly.