Below is our 6th part of our Frequently Asked Questions Blog Series. The questions below are just a few of the questions that are asked on a daily basis regarding Personal Injury Law. If you have a questions regarding Personal Injury or Wrongful Death Law, please be sure to get in touch with Zachar Law Firm. Your question is always free, and most importantly it will be answered by a specialist in personal injury law in Arizona
Is it common for an insurance company to replace the Defendants' Counsel in the middle of an on-going personal injury case?
Actually, it is NOT normal. Insurance companies generally get locked in to certain attorneys, and stick with them over a long time. Changing counsel does happen, but it is not common.
Slipped into open manhole on a college campus, sustained injuries. Can I file a claim with the city or campus, or sue?
You may well have a good claim, but be careful of the time frames. Most states have very shortened time frames regarding claims against governmental entities, which includes schools and school districts. You should consult with an experienced attorney to understand your time frames and your rights.
Is it OK to tell the other party's insurance company (the person who caused the damage to me) that I have UM/UIM?
It shouldn't make a difference, but honestly, why would you? As a general rule it is a BAD practice to give the opposing insurer any more information than needed. Giving them extra information can only work against you at some point, and it is better to avoid dong this.
When a person files a claim for pain & suffering after an accident. How much can he be compensated for and how is it determined?
First, there are no limits in Arizona. Second, the value of a claim depends on the nature, extent and duration of the injuries. What is hurt, how bad is it and how long does it last? Every case is different.
Is it mandatory to file a claim with the auto insurance company of the driver who hit me?
You mean, do you HAVE to? No, you are not required, but generally it is the best (and perhaps only) way to get your property damage paid for, your medical expenses paid and some compensation for the pain, inconvenience and stress of the whole mess.
After a car accident involving personal injury, is it normal for an insurance company to settle a claim quickly without review ?
Many try to do this--before an accident victim might even realize the nature or extent of the injuries. Be careful here.
As always, please be safe out there.