The North Miami Beach Police Department was out pulling drivers over last Wednesday to see if they had their 1) license, 2) registration and 3) proper insurance.
Some drivers said it wasn't a problem stopping to show authorities they had the correct paperwork. One man stopped through the checkpoint was driving with a suspended license, police said
"When you drive you can have accidents. You are liable and you are responsible too. You have to have a license, your insurance and your documents. I don’t mind having to show this," driver Mario Rios said. Others realize the costs you have to pay to cover those who don't have their insurance.
"I think it drives up the costs of everyone’s insurance. You put us at risk. You put everyone else at risk and you never know what could happen," said driver Bryan Scott. If you are caught without the proper insurance or a suspended license you could be arrested. But the real reason police say they're doing this is to make sure those who are break the law don't potentially ruin the lives of those who are obeying it.
Police Officer Michael Bolinger remembers a crash that has stuck with him through his 24 year career. "I remember one in particular. He was an independent air condition repair contractor and so his truck was basically how he made his living, how he fed his family and how he paid his bills," he said. The man's truck was slammed into by someone without proper insurance or a license and his livelihood was lost. "This man just literally cried to me. He said what am I going to do? I can't go to work today or tomorrow or any day soon and this man who just destroyed by truck and my livelihood he has no means of reimbursing me for the damage that he has done," he said.
FACT: Motor vehicle accidents have a real effect, and sometimes a PROFOUND effect on the lives of others.
Often, the insurance companies will say “well, that was not a serious accident.” You know what that means? That means that it happened to someone else.
For the last 21 years, we have been assisting people with all types of accidents, big and small. Regardless, when you are a victim, you are “victimized”. It disrupts your life and it affects you. The law says if you break it, you buy it. It is not about anyone “getting rich”. For the most part, it is simply about not coming out worse that you were before the accident.
I have zero problem with a “car insurance checkpoint”. Bravo to this police agency