The term “assumption of risk” refers to a defense that insurance companies and defense attorneys use to try to excuse their client’s negligence for an injury-causing accident.
The terms suggests that the victim understood the condition and nevertheless decided to take the risk to engage in the injury-causing activity “at his own risk”.
Assumption of Risk is a valid defense, in certain types of cases. However, in order to use it, the defense is required to prove that an injured victim “voluntarily” assumed a “known risk”.
What does that mean?
It means that the victim had to have known that he was engaging in an activity that had risk/danger, and that participation was entirely voluntarily by the victim.
Water skiing; skydiving; hot air ballooning; hang gliding; fire walking; bull riding; obstacle course challenges and many other activities.
If an activity you are going to try has a risk and you are paying a fee to someone to assist you, you will likely have to sign a form waiving and/or releasing in advance your right to bring a claim against or sue the event organizer.
The form will require you to acknowledge that you are “assuming the risk” of injury in participating in the activity.
Should you? Well likely, if you don’t, then you will not be participating in the activity because the organizers won’t allow it.
Some things just have a risk that even with the best safety practice can result in injury.
You have to use your best judgment, like many areas of life, to decide whether the events are worth the risk.