Three answers for this one: No. No! NO!!!!!
Often, the at-fault driver’s insurance company will tell you that they need a recorded statement to “understand” you side of the story.
They will tell you that they “cannot even open the claim” until they have it (leading you to believe that you have no option but to give it).
In reality, they simply want to record your version, lock you in your version (hence the recording) and then do everything in their power to use it against you later one.
They are in the business. You are not. They have done this for a LONG time. This may be your first claim ever.
Their goal, if possible, is to pay you NOTHING. If they cannot pay you nothing, then AS LITTLE AS POSSIBLE.
Question: Do you really trust them?
Giving a recorded statement to the at-fault driver’s insurance company can rarely help your case. On the other hand, it can be a death blow to your claim.
Say the wrong thing, or say the right thing but the wrong way and it gets recorded? Say goodbye to your claim.
So what do you do when the other insurance company insist on a recorded statement? Have you yet consulted with an experienced injury lawyer?
If not, why not? Consultations are generally free, so why not take a free opportunity to get yourself a little more educated?
You should never give a recorded statement until you have consulted with an experienced injury lawyer. Otherwise, you may be playing with fire.