Simple answer: No.
Indeed, hiring an experienced personal injury trial lawyer makes it even more unlikely that you will have to file a lawsuit.
Generally, insurance companies want to settle claims too.
When dealing with a person not represented, or represented by an in-experienced attorney, they know that they can lowball the case, concerned little that a lawsuit will be filed because they know the person they are dealing with does not really know what they are doing.
This is not the case when you hire an experienced personal injury trial lawyer. Now, the insurance company is worried.
They know they won’t get out cheap, and they know if a lawsuit is filed, they will have to hire their own attorney to defend the case and the cost will go WAY UP.
They don’t like that and they don’t want that.
So, lowball the case and then have to pay an attorney too, or, pay the client of the experienced personal injury trial lawyer more, and avoid a lawsuit and the courts.
What would you do in this circumstance? Correct.