For claimants unrepresented by an attorney, adjustors try to do this all the time. Minor accident? Minimal Damage? Have you heard these arguments?
As my dad used to say, “What does that have to do with the price of apple butter?”
The answer: Nothing.
While we all have the same parts, we are all put together a little bit differently.
Young/old; short/tall: Thin/heavy; good shape/not so good shape; healthy/no so healthy.
There are so many variables as to whether one sustains injury in an accident. An insurance company adjuster has no clue.
They have no medical training, no license to practice medicine, they have never even met you little less made a medical examination. How do they know if you are hurt and need medical care?
If you are getting this argument, it is a sign that the adjuster already is poo-pooing your claim. What do you do about it?
My advice: Seek the opinion and review of an experienced injury attorney. The meeting and advice is free. Get better educated, then make your decision.