There are many things you should do after having been in a car accident and a few things you should avoid doing.
First, you should always call the police.While the other driver may be hesitant, specifically if it is their fault, calling the police will ensure that the incident is documented, and alleviate most if not all issues of who caused the accident, i.e. who is at fault. Second, you should take photos of all the vehicles involved and any visible injuries you may have incurred. Third, you should report the accident to your own auto insurance company.
Fourth, if you intend to hire an attorney then you should do so immediately. If you retain an attorney, the attorney will contact that adverse driver’s insurance company to open a claim. If you decide not to retain an attorney, you should contact the at-fault driver’s insurance company but you should NOT agree to provide a recorded statement.
You have no obligation to give a statement with the at-fault driver’s insurance. You do have an obligation to cooperate with your own insurance company who may request a statement. Again, if you intend to retain an attorney you should always speak with the attorney – or retain an attorney BEFORE giving any statements to your own insurance company.
If you are injured, you should attempt to obtain medical treatment as soon as you can following the accident. If you have health insurance you should always insist that the medical provider use your health insurance to pay for your treatment. Your medical provider may want to have you pay for your treatment through your potential claim. While they might have the right to decline your insurance as there is a third party at fault, you should insist that they use your health insurance.
If you have AHCCCS, you should provide them with that information and medical providers must accept it, if it is a service or treatment that AHCCCS covers.