Personal injury claims can go in many different directions. It is important that you have the right attorney to guide you through the stages of the personal injury claim. The basic stages of the personal injury claim tend to have the same framework. First, the claim should be reported to both your insurance carrier as well as the at-fault driver’s insurance carrier. However, take caution. The at-fault driver’s insurance will often be looking for ways to reduce or eliminate their driver’s liability. The at-fault driver’s insurance will also start to assess your damages and look to scrutinize or reduce the damages which you can claim. Having the right attorney by your side will ensure that your claim is presented in the best way to protect your interests.
The next stage is getting the medical care you need to feel better after the accident. It is important to remember that you are the most important person after an accident and taking care of yourself is the priority. Insurance companies may look to scrutinize the medical treatment you receive. They may, for example, say that certain treatment was not necessary or certain treatment is not related to the accident. However, you know what you need, and your doctor knows way more about you than an insurance adjustor. Hiring the right attorney helps to ensure that all of your medical bills are paid and you receive compensation for your pain and suffering as well as any other losses from the accident.
The next and often final step is the negotiation. This is when all of your medical records and bills and other relevant information from the accident are sent to the opposing insurance company to start the settlement negotiation. Insurance companies will always a low amount, hoping you will accept. The right attorney can slice up the arguments of the insurance company and make sure that you receive the maximum value for your claim. Ultimately, the majority of claims settle at this stage, and you receive your compensation. But, for how much does it settle? Presenting the wrong information or giving the wrong answer along the way can significantly reduce your claim, or turn a settlement into a lawsuit because the insurance company will not pay appropriate value. Having the right attorney helps to ensure that you are protected through the claims process and you receive the most for your claim.