In Arizona, they get no credit for that at all. Arizona still operates as a “you break it, you buy it” state. The at-fault party’s fault or financial responsibility to you is not reduced by the fact that you had your own insurance coverage in place to help you pay the bills.
This means that the at-fault party’s insurance company has to evaluate your claim as if all of your medical bills are unpaid. If an insurance company states that your bills have been paid by your insurance and then offers you a small amount, they are trying to take advantage of you. The attorneys at the Zachar Law Firm know these insurance company tricks and will help you receive the best result possible.
After you have completed your medical treatment, your ZLF attorney will submit all of your medical bills to the insurance company, demanding full payment of these medical bills in addition to pain and suffering, lost wages, future damages, diminished value and any other damages that may have been caused by the accident. As you can see, it is really imperative that you hire an experienced injury lawyer, to make sure you get full value for your case.
The attorneys at Zachar Law Firm are knowledgeable and experienced in dealing with the insurance companies. If you have questions about your personal injury claim, please call Zachar Law Firm today.