You should not sign any authorization or release until you speak with an attorney first, especially the medical release form. The medical release form gives the insurance company the ability to access your entire medical history. Insurance companies want everything; we make sure that they only get what they are entitled to.
The insurance company must pay for medical treatment made necessary by the incident/accident. They will try to use your past medical history to argue that the current treatment is not related. For example, if you complained about back pain five years ago, they may say that your ongoing pain is not associated with the accident (“See, you had back pain before.”) By signing the release, the insurance company will get your prior medical records and then fight your claim.
Insurance adjusters are paid to scrutinize medical treatment and argue that either the doctor or hospital overtreated you, overbilled you or your medical treatment is not related to the accident. We have seen scrutiny becoming so unfair, that insurance companies are even challenging the bills of people that are in the emergency room. The person reviewing your claim is not a doctor and often has a minimal medical background. Simply stated, they are paid to reduce your claim.
At Zachar Law Firm, we pride ourselves on being advocates for our clients. We will fight to make sure that your medical bills and treatment are paid. We are experienced with reviewing medical records, medical bills and fighting the insurance companies. In addition to your medical bills, we understand the pain and suffering you suffered while recovering from the accident. We know how your daily life became more challenging because of the negligence of someone else. Our goal at the Zachar Law Firm is not just to make sure your medical treatment is covered, but that you are compensated for the pain, suffering, stress, and inconvenience that you experienced. If an insurance company is asking for a medical release, updates on your medical treatment or challenging your medical bills, do not give them what they want.
(Property Damage Release)
After an accident, the insurance company may give you a property damage release, especially if your vehicle was totaled. If your vehicle was totaled, once the release is signed, you cannot go back and challenge the amount that you were paid for the totaled value of the car. The team at Zachar Law Firm understand the factors that go into a total property damage settlement and can help you receive the full value of your vehicle. If you are concerned that you are not receiving the full value for your car, call the Zachar Law Firm today. We can help.
If your car was repaired and you sign a release, you can’t go back and ask for additional repairs. It is common to learn after having your vehicle repaired that additional repairs are needed. Before signing a release, it is important to make sure that you are comfortable with the repairs. It is important to review the property damage release carefully and make sure you are comfortable before signing. At ZLF, we understand the dynamics of property damage issues and can assist you through the property damage process
Call the Zachar Law Firm today!